Extra accrual comprises four prerequisites: 1. rule direction 2. correct set 3. exigency 4. right occasion to act.

Money management is the first prerequisite for extra income. You must spend less than what your monthly income is; otherwise you will have no available money to invest. All successful investors understand that concept; and most successful investors maintain a lifestyle that is far below their means. The investor who has an average net worth of $7,00,000 owns a house with an average value of only $500,000. Warren Buffet allegedly still drives the same 1960s Volkswagon Bug that he bought years ago.

The proper mindset is the next prerequisite for extra income. Do you want to remain a 9 to 5 lifer and work for your money for the rest of your life? Or do you want to begin making extra income and have your money work for you? The choice is yours.

Commitment is the next prerequisite for extra income. You must focus all of your energy on extra income. You must make extra income your primary goal. And that will put you on the path of taking care of one of the main worries in your life: the worry of not having enough money. And once you succeed in making extra income, you will then be free to enjoy life and to pursue your other goals: write a novel; study tai chi; become the best parent-- whatever tickles your fancy.

The right time to act is the final prerequisite for extra income. When do you want to start making extra income? Tomorrow? next week? next month? next year? The correct answer is none of those answers. The correct and only answer is now.

So begin your extra income journey now.

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